Terms & Conditions
Effective Date: March 2026
Business Name: Bellex Finance Pty Ltd (“we”, “us”, “our”)
1. Introduction
Welcome to the Bellex Finance website. By accessing or using this website, you agree to be bound by these Terms and Conditions, our Privacy Policy, and any applicable laws and regulations in Australia.
If you do not agree with these Terms, you must not use this website.
2. General Information Disclaimer
The information provided on this website is general in nature only and does not take into account your personal objectives, financial situation, or needs.
Nothing on this website constitutes:
- Financial advice
- Credit advice
- A recommendation to apply for any particular loan or product
You should consider whether the information is appropriate for your circumstances and seek professional advice where necessary.
3. Services
Bellex Finance is a finance brokerage that assists clients in sourcing loan products from a panel of lenders.
We:
- Assess your financial situation based on the information you provide
- Match you with lenders and loan products
- Facilitate the application process
We do not:
- Guarantee approval of any loan
- Act as the lender
- Provide legal or taxation advice
All loan approvals are subject to individual lender criteria and responsible lending obligations under Australian law.
4. Accuracy of Information
While we aim to ensure that all information on this website is accurate and up to date, we make no warranties or representations regarding:
- Accuracy
- Completeness
- Reliability
We reserve the right to update or change content at any time without notice.
5. User Responsibilities
By using this website, you agree:
- To provide accurate and complete information
- Not to misuse the website or engage in unlawful activity
- Not to attempt to gain unauthorised access to systems or data
You are responsible for ensuring your use complies with all applicable Australian laws.
6. Third-Party Links
This website may contain links to third-party websites for your convenience.
We do not:
- Control or endorse third-party content
- Accept responsibility for their accuracy, security, or practices
Accessing third-party websites is at your own risk.
7. Intellectual Property
All content on this website, including text, branding, logos, and graphics, is the property of Bellex Finance unless otherwise stated.
You may not:
- Reproduce
- Distribute
- Modify
- Republish
any content without prior written consent.
8. Limitation of Liability
To the maximum extent permitted by law, including under the Australian Consumer Law, Bellex Finance is not liable for any loss or damage arising from:
- Use of this website
- Reliance on information provided
- Delays, errors, or omissions
Nothing in these Terms excludes any rights you may have under the Australian Consumer Law that cannot be excluded.
9. Privacy
Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and store your personal information in accordance with the Privacy Act 1988 (Cth).
10. Security
While we take reasonable steps to protect your information, we cannot guarantee that this website is free from:
- Viruses
- Malware
- Security breaches
You use this website at your own risk.
11. Changes to Terms
We reserve the right to update these Terms and Conditions at any time.
Changes will be effective immediately upon publication on this website. Continued use of the site constitutes acceptance of the updated Terms.
12. Governing Law
These Terms and Conditions are governed by the laws of New South Wales, Australia.
Any disputes arising in connection with these Terms will be subject to the exclusive jurisdiction of the courts of New South Wales.
13. Contact Us
If you have any questions regarding these Terms and Conditions, please contact:
Bellex Finance
Email: stefani@bellexfinance.com
Phone: +61 468 825 8055